Call reports 2017
BANK OF HANCOCK COUNTY — 2017
What BANK OF HANCOCK COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,808,000 | 83,100,000 | 80,884,000 | 82,281,000 |
| Total loans | 26,595,000 | 27,367,000 | 29,109,000 | 24,503,000 |
| Allowance for loan losses | 1,020,000 | 1,021,000 | 1,018,000 | 1,020,000 |
| Securities available for sale | 49,398,000 | 50,560,000 | 47,098,000 | 46,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,240,000 | 67,948,000 | 65,556,000 | 67,440,000 |
| Interest-bearing deposits | 54,882,000 | 51,840,000 | 51,086,000 | 53,021,000 |
| Noninterest-bearing deposits | 16,358,000 | 16,108,000 | 14,469,000 | 14,419,000 |
| Equity capital | 14,389,000 | 14,939,000 | 15,067,000 | 14,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,700,000 | 2,559,000 | 3,420,000 |
| Interest expense | 75,000 | 151,000 | 227,000 | 303,000 |
| Net interest income | 769,000 | 1,549,000 | 2,332,000 | 3,117,000 |
| Noninterest income | 74,000 | 147,000 | 214,000 | 287,000 |
| Noninterest expense | 655,000 | 1,307,000 | 1,953,000 | 2,606,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 234,000 | 440,000 | 684,000 | 893,000 |
| Income tax | 36,000 | 56,000 | 56,000 | 82,000 |
| Net income | 198,000 | 384,000 | 628,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,428,000 | 14,472,000 | 14,739,000 | 14,625,000 |
| Total capital | 14,937,000 | 14,990,000 | 15,296,000 | 15,120,000 |
| Risk-weighted assets | 40,178,000 | 40,968,000 | 44,074,000 | 39,058,000 |