Call reports 2008
BANK OF HANCOCK COUNTY — 2008
What BANK OF HANCOCK COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,268,000 | 79,182,000 | 80,690,000 | 82,383,000 |
| Total loans | 45,413,000 | 46,233,000 | 45,676,000 | 44,558,000 |
| Allowance for loan losses | 1,154,000 | 1,202,000 | 1,240,000 | 1,126,000 |
| Securities available for sale | 23,975,000 | 26,456,000 | 27,976,000 | 27,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,839,000 | 63,070,000 | 64,025,000 | 65,540,000 |
| Interest-bearing deposits | 49,835,000 | 56,459,000 | 57,299,000 | 59,464,000 |
| Noninterest-bearing deposits | 14,004,000 | 6,611,000 | 6,726,000 | 6,076,000 |
| Equity capital | 16,055,000 | 15,662,000 | 16,124,000 | 16,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,720,000 | 4,046,000 | 5,341,000 |
| Interest expense | 554,000 | 1,087,000 | 1,616,000 | 2,139,000 |
| Net interest income | 838,000 | 1,633,000 | 2,430,000 | 3,202,000 |
| Noninterest income | 63,000 | 129,000 | 195,000 | 290,000 |
| Noninterest expense | 608,000 | 1,201,000 | 1,808,000 | 2,317,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 225,000 |
| Pretax income | 248,000 | 473,000 | 684,000 | 952,000 |
| Income tax | 70,000 | 128,000 | 176,000 | 244,000 |
| Net income | 178,000 | 345,000 | 508,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,865,000 | 15,913,000 | 16,076,000 | 16,156,000 |
| Total capital | 16,418,000 | 16,480,000 | 16,648,000 | 16,712,000 |
| Risk-weighted assets | 43,671,000 | 44,685,000 | 45,125,000 | 43,902,000 |
Machine access — free, no API key
Every figure shown here about BANK OF HANCOCK COUNTY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.