Call reports 2007
BANK OF HANCOCK COUNTY — 2007
What BANK OF HANCOCK COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,543,000 | 79,123,000 | 79,211,000 | 79,173,000 |
| Total loans | 45,008,000 | 46,533,000 | 47,853,000 | 44,862,000 |
| Allowance for loan losses | 1,148,000 | 1,172,000 | 1,119,000 | 1,089,000 |
| Securities available for sale | 28,293,000 | 26,484,000 | 26,136,000 | 25,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,966,000 | 63,634,000 | 63,119,000 | 63,078,000 |
| Interest-bearing deposits | 56,992,000 | 56,754,000 | 56,348,000 | 56,579,000 |
| Noninterest-bearing deposits | 6,974,000 | 6,880,000 | 6,771,000 | 6,499,000 |
| Equity capital | 15,169,000 | 15,057,000 | 15,559,000 | 15,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,771,000 | 4,190,000 | 5,616,000 |
| Interest expense | 511,000 | 1,037,000 | 1,584,000 | 2,142,000 |
| Net interest income | 864,000 | 1,734,000 | 2,606,000 | 3,474,000 |
| Noninterest income | 73,000 | 107,000 | 183,000 | 244,000 |
| Noninterest expense | 606,000 | 1,198,000 | 1,807,000 | 2,453,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 110,000 |
| Pretax income | 294,000 | 591,000 | 930,000 | 1,163,000 |
| Income tax | 84,000 | 168,000 | 266,000 | 314,000 |
| Net income | 210,000 | 423,000 | 664,000 | 849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,288,000 | 15,382,000 | 15,622,000 | 15,688,000 |
| Total capital | 15,844,000 | 15,962,000 | 16,204,000 | 16,248,000 |
| Risk-weighted assets | 43,882,000 | 45,811,000 | 46,045,000 | 44,231,000 |
Machine access — free, no API key
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