Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 985,580,000 | 998,750,000 |
| Total loans | 526,486,000 | 541,028,000 |
| Allowance for loan losses | 10,322,000 | 10,342,000 |
| Securities available for sale | 242,421,000 | 244,953,000 |
| Securities held to maturity | 50,880,000 | 61,292,000 |
| Trading assets | 0 | 0 |
| Total deposits | 831,114,000 | 842,551,000 |
| Interest-bearing deposits | 568,980,000 | 564,684,000 |
| Noninterest-bearing deposits | 262,134,000 | 277,867,000 |
| Equity capital | 146,219,000 | 149,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,250,000 | 27,127,000 |
| Interest expense | 1,645,000 | 3,325,000 |
| Net interest income | 11,605,000 | 23,802,000 |
| Noninterest income | 2,873,000 | 5,381,000 |
| Noninterest expense | 6,976,000 | 13,972,000 |
| Provision for loan losses | -200,000 | -750,000 |
| Pretax income | 7,702,000 | 15,961,000 |
| Income tax | 1,658,000 | 3,440,000 |
| Net income | 6,044,000 | 12,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 147,589,000 | 151,394,000 |
| Total capital | 154,879,000 | 158,871,000 |
| Risk-weighted assets | 579,491,000 | 594,633,000 |