Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 562,203,000 | 564,709,000 | 574,952,000 | 571,109,000 |
| Total loans | 398,126,000 | 407,396,000 | 405,394,000 | 410,207,000 |
| Allowance for loan losses | 8,046,000 | 8,073,000 | 7,682,000 | 7,415,000 |
| Securities available for sale | 15,430,000 | 16,393,000 | 16,354,000 | 22,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,715,000 | 498,578,000 | 508,183,000 | 503,693,000 |
| Interest-bearing deposits | 351,566,000 | 350,157,000 | 364,098,000 | 357,766,000 |
| Noninterest-bearing deposits | 145,149,000 | 148,421,000 | 144,085,000 | 145,927,000 |
| Equity capital | 61,054,000 | 61,388,000 | 61,938,000 | 62,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,984,000 | 10,275,000 | 15,409,000 | 20,624,000 |
| Interest expense | 185,000 | 372,000 | 561,000 | 754,000 |
| Net interest income | 4,799,000 | 9,903,000 | 14,848,000 | 19,870,000 |
| Noninterest income | 1,518,000 | 3,109,000 | 4,834,000 | 6,543,000 |
| Noninterest expense | 4,906,000 | 9,998,000 | 15,110,000 | 20,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,411,000 | 3,014,000 | 4,572,000 | 6,136,000 |
| Income tax | 520,000 | 1,112,000 | 1,742,000 | 2,301,000 |
| Net income | 891,000 | 1,902,000 | 2,830,000 | 3,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,651,000 | 60,946,000 | 61,520,000 | 62,130,000 |
| Total capital | 65,638,000 | 66,090,000 | 66,732,000 | 67,377,000 |
| Risk-weighted assets | 395,889,000 | 408,565,000 | 414,505,000 | 417,554,000 |