Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 533,542,000 | 535,729,000 | 546,826,000 | 550,331,000 |
| Total loans | 389,114,000 | 396,344,000 | 395,879,000 | 390,381,000 |
| Allowance for loan losses | 7,907,000 | 7,870,000 | 8,006,000 | 8,030,000 |
| Securities available for sale | 3,362,000 | 4,347,000 | 5,360,000 | 13,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,805,000 | 471,450,000 | 482,533,000 | 485,689,000 |
| Interest-bearing deposits | 341,444,000 | 338,003,000 | 350,032,000 | 352,206,000 |
| Noninterest-bearing deposits | 128,361,000 | 133,447,000 | 132,501,000 | 133,483,000 |
| Equity capital | 59,344,000 | 59,695,000 | 59,924,000 | 60,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,850,000 | 9,814,000 | 14,753,000 | 19,857,000 |
| Interest expense | 191,000 | 386,000 | 584,000 | 779,000 |
| Net interest income | 4,659,000 | 9,428,000 | 14,169,000 | 19,078,000 |
| Noninterest income | 1,915,000 | 3,513,000 | 5,063,000 | 6,557,000 |
| Noninterest expense | 4,958,000 | 10,121,000 | 15,136,000 | 20,242,000 |
| Provision for loan losses | 260,000 | 400,000 | 560,000 | 625,000 |
| Pretax income | 1,356,000 | 2,420,000 | 3,536,000 | 4,765,000 |
| Income tax | 512,000 | 931,000 | 1,368,000 | 1,825,000 |
| Net income | 844,000 | 1,489,000 | 2,168,000 | 2,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,085,000 | 59,442,000 | 59,664,000 | 60,041,000 |
| Total capital | 63,976,000 | 64,414,000 | 64,598,000 | 64,941,000 |
| Risk-weighted assets | 388,467,000 | 394,894,000 | 391,620,000 | 388,871,000 |