Call reports 2014
FARMERS AND MERCHANTS BANK — 2014
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 503,936,000 | 505,834,000 | 504,792,000 | 509,125,000 |
| Total loans | 385,884,000 | 389,877,000 | 392,640,000 | 390,931,000 |
| Allowance for loan losses | 8,855,000 | 9,258,000 | 9,295,000 | 7,656,000 |
| Securities available for sale | 2,349,000 | 2,377,000 | 2,381,000 | 2,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,274,000 | 439,737,000 | 438,563,000 | 445,988,000 |
| Interest-bearing deposits | 326,205,000 | 326,330,000 | 326,476,000 | 323,347,000 |
| Noninterest-bearing deposits | 110,069,000 | 113,407,000 | 112,087,000 | 122,641,000 |
| Equity capital | 58,551,000 | 58,735,000 | 58,988,000 | 58,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,807,000 | 9,723,000 | 14,697,000 | 19,665,000 |
| Interest expense | 253,000 | 479,000 | 692,000 | 890,000 |
| Net interest income | 4,554,000 | 9,244,000 | 14,005,000 | 18,775,000 |
| Noninterest income | 1,479,000 | 3,121,000 | 4,469,000 | 5,747,000 |
| Noninterest expense | 4,648,000 | 9,580,000 | 14,645,000 | 19,669,000 |
| Provision for loan losses | 775,000 | 1,550,000 | 1,850,000 | 1,850,000 |
| Pretax income | 610,000 | 1,235,000 | 1,979,000 | 3,003,000 |
| Income tax | 232,000 | 474,000 | 752,000 | 1,129,000 |
| Net income | 378,000 | 761,000 | 1,227,000 | 1,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,686,000 | 57,855,000 | 58,110,000 | 57,938,000 |
| Total capital | 62,313,000 | 62,603,000 | 62,841,000 | 62,614,000 |
| Risk-weighted assets | 365,909,000 | 375,355,000 | 373,949,000 | 371,073,000 |