Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 521,881,000 | 519,819,000 | 496,752,000 | 495,545,000 |
| Total loans | 408,484,000 | 401,115,000 | 394,158,000 | 386,093,000 |
| Allowance for loan losses | 9,990,000 | 10,495,000 | 9,822,000 | 8,429,000 |
| Securities available for sale | 7,720,000 | 5,334,000 | 2,343,000 | 2,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,799,000 | 443,947,000 | 425,995,000 | 427,918,000 |
| Interest-bearing deposits | 343,910,000 | 340,251,000 | 326,245,000 | 326,338,000 |
| Noninterest-bearing deposits | 97,889,000 | 103,696,000 | 99,750,000 | 101,580,000 |
| Equity capital | 61,333,000 | 61,375,000 | 57,760,000 | 58,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,293,000 | 10,590,000 | 15,589,000 | 20,610,000 |
| Interest expense | 410,000 | 791,000 | 1,132,000 | 1,427,000 |
| Net interest income | 4,883,000 | 9,799,000 | 14,457,000 | 19,183,000 |
| Noninterest income | 1,683,000 | 3,407,000 | 5,138,000 | 6,869,000 |
| Noninterest expense | 4,571,000 | 9,199,000 | 13,772,000 | 18,537,000 |
| Provision for loan losses | 1,325,000 | 2,600,000 | 3,825,000 | 5,000,000 |
| Pretax income | 670,000 | 1,407,000 | 1,998,000 | 2,515,000 |
| Income tax | 253,000 | 527,000 | 725,000 | 874,000 |
| Net income | 417,000 | 880,000 | 1,273,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,849,000 | 60,943,000 | 57,321,000 | 57,286,000 |
| Total capital | 65,759,000 | 65,756,000 | 62,047,000 | 61,900,000 |
| Risk-weighted assets | 387,727,000 | 379,324,000 | 372,988,000 | 365,226,000 |