Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 564,738,000 | 553,550,000 | 531,948,000 | 519,009,000 |
| Total loans | 437,334,000 | 421,557,000 | 419,346,000 | 416,333,000 |
| Allowance for loan losses | 10,006,000 | 10,103,000 | 10,001,000 | 9,474,000 |
| Securities available for sale | 17,582,000 | 12,263,000 | 7,274,000 | 10,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,123,000 | 439,182,000 | 441,522,000 | 432,095,000 |
| Interest-bearing deposits | 354,395,000 | 351,632,000 | 350,338,000 | 340,244,000 |
| Noninterest-bearing deposits | 84,728,000 | 87,550,000 | 91,184,000 | 91,851,000 |
| Equity capital | 74,547,000 | 74,612,000 | 61,212,000 | 61,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,929,000 | 11,699,000 | 17,243,000 | 22,777,000 |
| Interest expense | 672,000 | 1,295,000 | 1,878,000 | 2,347,000 |
| Net interest income | 5,257,000 | 10,404,000 | 15,365,000 | 20,430,000 |
| Noninterest income | 1,620,000 | 3,314,000 | 4,927,000 | 6,791,000 |
| Noninterest expense | 4,496,000 | 9,059,000 | 13,399,000 | 18,137,000 |
| Provision for loan losses | 1,675,000 | 3,225,000 | 4,750,000 | 6,200,000 |
| Pretax income | 706,000 | 1,434,000 | 2,143,000 | 2,884,000 |
| Income tax | 265,000 | 547,000 | 823,000 | 1,082,000 |
| Net income | 441,000 | 887,000 | 1,320,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,029,000 | 74,102,000 | 60,701,000 | 60,818,000 |
| Total capital | 79,388,000 | 79,213,000 | 65,735,000 | 65,838,000 |
| Risk-weighted assets | 423,781,000 | 403,869,000 | 399,858,000 | 397,154,000 |