Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 630,244,000 | 603,694,000 | 591,191,000 | 570,187,000 |
| Total loans | 501,082,000 | 486,309,000 | 468,793,000 | 454,431,000 |
| Allowance for loan losses | 11,680,000 | 10,856,000 | 10,641,000 | 10,525,000 |
| Securities available for sale | 23,802,000 | 23,931,000 | 23,122,000 | 22,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,679,000 | 466,751,000 | 450,043,000 | 434,693,000 |
| Interest-bearing deposits | 409,022,000 | 390,302,000 | 370,320,000 | 356,133,000 |
| Noninterest-bearing deposits | 76,657,000 | 76,449,000 | 79,723,000 | 78,560,000 |
| Equity capital | 74,067,000 | 74,199,000 | 74,355,000 | 74,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,722,000 | 13,419,000 | 20,744,000 | 26,989,000 |
| Interest expense | 1,082,000 | 2,072,000 | 2,980,000 | 3,753,000 |
| Net interest income | 5,640,000 | 11,347,000 | 17,764,000 | 23,236,000 |
| Noninterest income | 1,620,000 | 3,386,000 | 4,747,000 | 6,300,000 |
| Noninterest expense | 4,352,000 | 8,873,000 | 13,582,000 | 17,754,000 |
| Provision for loan losses | 2,025,000 | 4,200,000 | 6,450,000 | 8,500,000 |
| Pretax income | 883,000 | 1,660,000 | 2,479,000 | 3,282,000 |
| Income tax | 325,000 | 630,000 | 948,000 | 1,229,000 |
| Net income | 558,000 | 1,030,000 | 1,531,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,582,000 | 73,682,000 | 73,819,000 | 73,955,000 |
| Total capital | 79,754,000 | 79,643,000 | 79,566,000 | 79,472,000 |
| Risk-weighted assets | 488,222,000 | 471,999,000 | 454,838,000 | 436,319,000 |