Call reports 2007
FARMERS AND MERCHANTS BANK — 2007
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 553,821,000 | 574,671,000 | 580,291,000 | 632,488,000 |
| Total loans | 457,314,000 | 474,095,000 | 494,391,000 | 525,062,000 |
| Allowance for loan losses | 5,883,000 | 6,033,000 | 6,136,000 | 6,298,000 |
| Securities available for sale | 34,204,000 | 33,870,000 | 34,156,000 | 33,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,923,000 | 455,547,000 | 419,206,000 | 444,523,000 |
| Interest-bearing deposits | 325,774,000 | 377,322,000 | 345,178,000 | 374,932,000 |
| Noninterest-bearing deposits | 89,149,000 | 78,225,000 | 74,028,000 | 69,591,000 |
| Equity capital | 48,365,000 | 49,228,000 | 50,394,000 | 51,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,281,000 | 18,871,000 | 29,005,000 | 39,437,000 |
| Interest expense | 3,816,000 | 7,718,000 | 12,009,000 | 16,529,000 |
| Net interest income | 5,465,000 | 11,153,000 | 16,996,000 | 22,908,000 |
| Noninterest income | 1,241,000 | 2,598,000 | 3,911,000 | 5,560,000 |
| Noninterest expense | 4,587,000 | 9,308,000 | 14,007,000 | 18,877,000 |
| Provision for loan losses | 225,000 | 415,000 | 640,000 | 1,243,000 |
| Pretax income | 1,894,000 | 4,028,000 | 6,260,000 | 8,348,000 |
| Income tax | 707,000 | 1,484,000 | 2,283,000 | 2,926,000 |
| Net income | 1,187,000 | 2,544,000 | 3,977,000 | 5,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,795,000 | 48,765,000 | 49,762,000 | 51,185,000 |
| Total capital | 53,678,000 | 54,798,000 | 55,898,000 | 57,483,000 |
| Risk-weighted assets | 503,162,000 | 523,060,000 | 518,166,000 | 554,506,000 |
Machine access — free, no API key
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