Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 451,652,000 | 455,989,000 | 476,566,000 | 502,429,000 |
| Total loans | 363,968,000 | 381,967,000 | 393,556,000 | 417,347,000 |
| Allowance for loan losses | 4,959,000 | 5,112,000 | 5,228,000 | 5,252,000 |
| Securities available for sale | 34,219,000 | 33,015,000 | 32,433,000 | 31,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,652,000 | 348,659,000 | 361,337,000 | 374,804,000 |
| Interest-bearing deposits | 301,047,000 | 289,384,000 | 299,276,000 | 312,829,000 |
| Noninterest-bearing deposits | 57,605,000 | 59,275,000 | 62,061,000 | 61,975,000 |
| Equity capital | 40,405,000 | 41,368,000 | 42,136,000 | 42,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,196,000 | 12,934,000 | 20,013,000 | 27,580,000 |
| Interest expense | 1,449,000 | 3,100,000 | 5,075,000 | 7,469,000 |
| Net interest income | 4,747,000 | 9,834,000 | 14,938,000 | 20,111,000 |
| Noninterest income | 1,020,000 | 2,215,000 | 3,370,000 | 4,722,000 |
| Noninterest expense | 3,822,000 | 7,919,000 | 12,043,000 | 16,434,000 |
| Provision for loan losses | 180,000 | 400,000 | 610,000 | 890,000 |
| Pretax income | 1,765,000 | 3,730,000 | 5,655,000 | 7,509,000 |
| Income tax | 600,000 | 1,268,000 | 1,915,000 | 2,505,000 |
| Net income | 1,165,000 | 2,462,000 | 3,740,000 | 5,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,820,000 | 40,716,000 | 41,595,000 | 42,462,000 |
| Total capital | 44,779,000 | 45,752,000 | 46,823,000 | 47,714,000 |
| Risk-weighted assets | 432,125,000 | 402,777,000 | 425,885,000 | 443,325,000 |
Machine access — free, no API key
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