Call reports 2004
FARMERS AND MERCHANTS BANK — 2004
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 382,823,000 | 385,387,000 | 400,627,000 | 419,626,000 |
| Total loans | 295,088,000 | 312,605,000 | 326,663,000 | 342,274,000 |
| Allowance for loan losses | 4,462,000 | 4,503,000 | 4,582,000 | 4,834,000 |
| Securities available for sale | 31,536,000 | 32,343,000 | 30,598,000 | 31,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,761,000 | 301,636,000 | 319,739,000 | 320,904,000 |
| Interest-bearing deposits | 264,172,000 | 244,984,000 | 261,403,000 | 265,322,000 |
| Noninterest-bearing deposits | 54,589,000 | 56,653,000 | 58,336,000 | 55,582,000 |
| Equity capital | 38,701,000 | 38,828,000 | 39,406,000 | 39,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,082,000 | 10,292,000 | 15,790,000 | 21,668,000 |
| Interest expense | 991,000 | 1,935,000 | 2,983,000 | 4,153,000 |
| Net interest income | 4,091,000 | 8,357,000 | 12,807,000 | 17,515,000 |
| Noninterest income | 1,071,000 | 2,182,000 | 3,315,000 | 4,493,000 |
| Noninterest expense | 3,472,000 | 7,172,000 | 10,864,000 | 14,809,000 |
| Provision for loan losses | 112,000 | 225,000 | 363,000 | 675,000 |
| Pretax income | 1,578,000 | 3,142,000 | 4,895,000 | 6,524,000 |
| Income tax | 520,000 | 1,042,000 | 1,629,000 | 2,194,000 |
| Net income | 1,058,000 | 2,100,000 | 3,266,000 | 4,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,415,000 | 38,010,000 | 38,429,000 | 39,050,000 |
| Total capital | 41,676,000 | 42,469,000 | 43,011,000 | 43,884,000 |
| Risk-weighted assets | 340,681,000 | 356,709,000 | 377,991,000 | 388,294,000 |
Machine access — free, no API key
Every figure shown here about FARMERS AND MERCHANTS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.