Call reports 2024
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2024
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 153,000,000 | 147,357,000 | 155,266,000 | 155,455,000 |
| Total loans | 63,504,000 | 64,507,000 | 64,926,000 | 64,507,000 |
| Allowance for loan losses | 232,000 | 232,000 | 223,000 | 223,000 |
| Securities available for sale | 5,864,000 | 5,802,000 | 6,191,000 | 5,759,000 |
| Securities held to maturity | 58,666,000 | 58,570,000 | 56,503,000 | 55,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,149,000 | 117,375,000 | 124,857,000 | 125,310,000 |
| Interest-bearing deposits | 108,324,000 | 105,898,000 | 113,975,000 | 114,100,000 |
| Noninterest-bearing deposits | 14,825,000 | 11,477,000 | 10,882,000 | 11,210,000 |
| Equity capital | 29,691,000 | 29,775,000 | 30,119,000 | 29,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,738,000 | 4,158,000 | 5,634,000 |
| Interest expense | 430,000 | 863,000 | 1,419,000 | 2,041,000 |
| Net interest income | 929,000 | 1,875,000 | 2,739,000 | 3,593,000 |
| Noninterest income | 91,000 | 183,000 | 282,000 | 372,000 |
| Noninterest expense | 933,000 | 1,832,000 | 2,748,000 | 3,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 226,000 | 273,000 | 298,000 |
| Income tax | 33,000 | 39,000 | 50,000 | 33,000 |
| Net income | 54,000 | 187,000 | 223,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,366,000 | 31,499,000 | 31,536,000 | 31,578,000 |