Call reports 2023
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2023
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 151,637,000 | 147,680,000 | 147,277,000 | 149,146,000 |
| Total loans | 60,332,000 | 61,609,000 | 62,301,000 | 64,190,000 |
| Allowance for loan losses | 200,000 | 217,000 | 225,000 | 233,000 |
| Securities available for sale | 5,896,000 | 5,776,000 | 5,381,000 | 5,894,000 |
| Securities held to maturity | 61,318,000 | 60,401,000 | 59,849,000 | 58,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,412,000 | 118,315,000 | 118,124,000 | 119,535,000 |
| Interest-bearing deposits | 109,773,000 | 106,190,000 | 107,385,000 | 109,322,000 |
| Noninterest-bearing deposits | 12,639,000 | 12,125,000 | 10,739,000 | 10,213,000 |
| Equity capital | 28,840,000 | 28,933,000 | 28,594,000 | 29,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,605,000 | 3,889,000 | 5,244,000 |
| Interest expense | 90,000 | 312,000 | 614,000 | 1,035,000 |
| Net interest income | 1,197,000 | 2,293,000 | 3,275,000 | 4,209,000 |
| Noninterest income | 80,000 | 165,000 | 252,000 | 352,000 |
| Noninterest expense | 955,000 | 1,888,000 | 2,856,000 | 3,827,000 |
| Provision for loan losses | 0 | 27,000 | 62,000 | 69,000 |
| Pretax income | 322,000 | 543,000 | 609,000 | 665,000 |
| Income tax | 16,000 | 24,000 | 34,000 | -25,000 |
| Net income | 306,000 | 519,000 | 575,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,927,000 | 31,140,000 | 31,197,000 | 31,312,000 |