Call reports 2021
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2021
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 155,676,000 | 156,057,000 | 153,482,000 | 155,090,000 |
| Total loans | 53,822,000 | 55,188,000 | 56,547,000 | 57,185,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 152,000 |
| Securities available for sale | 7,675,000 | 7,923,000 | 7,801,000 | 7,824,000 |
| Securities held to maturity | 52,320,000 | 57,685,000 | 58,558,000 | 57,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,387,000 | 125,859,000 | 123,825,000 | 125,310,000 |
| Interest-bearing deposits | 117,215,000 | 117,134,000 | 115,193,000 | 115,500,000 |
| Noninterest-bearing deposits | 9,172,000 | 8,725,000 | 8,632,000 | 9,810,000 |
| Equity capital | 29,038,000 | 29,399,000 | 29,413,000 | 29,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,067,000 | 3,116,000 | 4,184,000 |
| Interest expense | 127,000 | 233,000 | 334,000 | 428,000 |
| Net interest income | 884,000 | 1,834,000 | 2,782,000 | 3,756,000 |
| Noninterest income | 55,000 | 124,000 | 194,000 | 273,000 |
| Noninterest expense | 1,021,000 | 1,927,000 | 2,808,000 | 3,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | -82,000 | 31,000 | 168,000 | 313,000 |
| Income tax | 0 | 0 | 0 | -3,000 |
| Net income | -82,000 | 31,000 | 168,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,343,000 | 29,456,000 | 29,593,000 | 29,741,000 |