Call reports 2020
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2020
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,180,000 | 145,821,000 | 147,584,000 | 150,081,000 |
| Total loans | 54,494,000 | 53,648,000 | 54,256,000 | 53,996,000 |
| Allowance for loan losses | 155,000 | 141,000 | 151,000 | 151,000 |
| Securities available for sale | 72,000 | 0 | 0 | 1,504,000 |
| Securities held to maturity | 50,628,000 | 46,815,000 | 49,450,000 | 53,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,401,000 | 115,883,000 | 116,856,000 | 120,365,000 |
| Interest-bearing deposits | 105,351,000 | 109,156,000 | 110,268,000 | 112,733,000 |
| Noninterest-bearing deposits | 6,050,000 | 6,727,000 | 6,588,000 | 7,632,000 |
| Equity capital | 29,627,000 | 29,703,000 | 29,612,000 | 29,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,267,000 | 3,293,000 | 4,303,000 |
| Interest expense | 242,000 | 431,000 | 598,000 | 750,000 |
| Net interest income | 964,000 | 1,836,000 | 2,695,000 | 3,553,000 |
| Noninterest income | 37,000 | 69,000 | 112,000 | 170,000 |
| Noninterest expense | 868,000 | 1,728,000 | 2,712,000 | 3,727,000 |
| Provision for loan losses | 19,000 | 19,000 | 29,000 | 29,000 |
| Pretax income | 114,000 | 190,000 | 85,000 | -14,000 |
| Income tax | 1,000 | 1,000 | -13,000 | 75,000 |
| Net income | 113,000 | 189,000 | 98,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,610,000 | 29,703,000 | 29,612,000 | 29,425,000 |
| Total capital | 29,790,000 | — | — | — |
| Risk-weighted assets | 47,304,000 | — | — | — |