Call reports 2019
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2019
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,710,000 | 138,561,000 | 139,953,000 | 140,113,000 |
| Total loans | 54,643,000 | 53,778,000 | 54,548,000 | 54,729,000 |
| Allowance for loan losses | 154,000 | 152,000 | 140,000 | 136,000 |
| Securities available for sale | 139,000 | 135,000 | 186,000 | 155,000 |
| Securities held to maturity | 55,825,000 | 53,573,000 | 51,709,000 | 53,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,309,000 | 108,920,000 | 109,789,000 | 110,335,000 |
| Interest-bearing deposits | 104,707,000 | 103,491,000 | 103,600,000 | 104,560,000 |
| Noninterest-bearing deposits | 5,602,000 | 5,429,000 | 6,189,000 | 5,775,000 |
| Equity capital | 29,251,000 | 29,405,000 | 29,525,000 | 29,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,520,000 | 3,760,000 | 4,941,000 |
| Interest expense | 228,000 | 474,000 | 729,000 | 977,000 |
| Net interest income | 1,033,000 | 2,046,000 | 3,031,000 | 3,964,000 |
| Noninterest income | 46,000 | 86,000 | 97,000 | 106,000 |
| Noninterest expense | 991,000 | 1,886,000 | 2,769,000 | 3,634,000 |
| Provision for loan losses | 0 | 0 | 33,000 | 33,000 |
| Pretax income | 88,000 | 246,000 | 326,000 | 403,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 4,000 |
| Net income | 83,000 | 241,000 | 321,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,181,000 | 29,339,000 | 29,418,000 | 29,497,000 |
| Total capital | 29,398,000 | 29,545,000 | 29,635,000 | 29,696,000 |
| Risk-weighted assets | 46,833,000 | 46,418,000 | 47,201,000 | 46,074,000 |