Call reports 2018
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2018
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 142,406,000 | 138,843,000 | 136,901,000 | 137,154,000 |
| Total loans | 55,533,000 | 55,411,000 | 55,136,000 | 55,077,000 |
| Allowance for loan losses | 178,000 | 167,000 | 167,000 | 161,000 |
| Securities available for sale | 70,000 | 82,000 | 72,000 | 55,000 |
| Securities held to maturity | 55,002,000 | 55,286,000 | 56,019,000 | 54,960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,745,000 | 110,000,000 | 107,838,000 | 107,975,000 |
| Interest-bearing deposits | 107,913,000 | 104,767,000 | 102,714,000 | 102,925,000 |
| Noninterest-bearing deposits | 5,832,000 | 5,233,000 | 5,124,000 | 5,050,000 |
| Equity capital | 28,600,000 | 28,797,000 | 29,002,000 | 29,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,488,000 | 3,746,000 | 5,004,000 |
| Interest expense | 157,000 | 324,000 | 510,000 | 713,000 |
| Net interest income | 1,087,000 | 2,164,000 | 3,236,000 | 4,291,000 |
| Noninterest income | 47,000 | 95,000 | 144,000 | 194,000 |
| Noninterest expense | 928,000 | 1,855,000 | 2,764,000 | 3,722,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 206,000 | 384,000 | 596,000 | 743,000 |
| Income tax | 0 | -10,000 | -10,000 | 23,000 |
| Net income | 206,000 | 394,000 | 606,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,585,000 | 28,772,000 | 28,985,000 | 29,098,000 |
| Total capital | 28,763,000 | 28,939,000 | 29,152,000 | 29,259,000 |
| Risk-weighted assets | 47,305,000 | 46,948,000 | 46,826,000 | 46,467,000 |