Call reports 2017
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2017
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,771,000 | 142,395,000 | 141,816,000 | 140,572,000 |
| Total loans | 54,922,000 | 55,603,000 | 56,286,000 | 56,244,000 |
| Allowance for loan losses | 183,000 | 169,000 | 166,000 | 178,000 |
| Securities available for sale | 128,000 | 115,000 | 149,000 | 130,000 |
| Securities held to maturity | 51,324,000 | 51,756,000 | 52,707,000 | 54,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,867,000 | 114,295,000 | 113,465,000 | 112,042,000 |
| Interest-bearing deposits | 110,743,000 | 109,097,000 | 108,128,000 | 106,626,000 |
| Noninterest-bearing deposits | 5,124,000 | 5,198,000 | 5,336,000 | 5,416,000 |
| Equity capital | 27,817,000 | 28,036,000 | 28,257,000 | 28,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,399,000 | 3,629,000 | 4,848,000 |
| Interest expense | 151,000 | 302,000 | 452,000 | 600,000 |
| Net interest income | 1,042,000 | 2,097,000 | 3,177,000 | 4,248,000 |
| Noninterest income | 48,000 | 96,000 | 128,000 | 190,000 |
| Noninterest expense | 898,000 | 1,774,000 | 2,677,000 | 3,583,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 192,000 | 419,000 | 618,000 | 825,000 |
| Income tax | 4,000 | 3,000 | 3,000 | 25,000 |
| Net income | 188,000 | 416,000 | 615,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,766,000 | 27,994,000 | 28,193,000 | 28,378,000 |
| Total capital | 27,949,000 | 28,163,000 | 28,359,000 | 28,556,000 |
| Risk-weighted assets | 46,455,000 | 47,004,000 | 47,729,000 | 47,492,000 |