Call reports 2013
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2013
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,604,000 | 143,298,000 | 143,489,000 | 145,384,000 |
| Total loans | 63,947,000 | 62,667,000 | 63,428,000 | 62,380,000 |
| Allowance for loan losses | 157,000 | 145,000 | 157,000 | 145,000 |
| Securities available for sale | 35,000 | 70,000 | 68,000 | 150,000 |
| Securities held to maturity | 38,894,000 | 40,264,000 | 41,723,000 | 41,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,529,000 | 118,965,000 | 118,891,000 | 120,332,000 |
| Interest-bearing deposits | 116,702,000 | 115,377,000 | 115,190,000 | 115,856,000 |
| Noninterest-bearing deposits | 3,827,000 | 3,588,000 | 3,701,000 | 4,476,000 |
| Equity capital | 23,962,000 | 24,271,000 | 24,524,000 | 24,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,568,000 | 3,855,000 | 5,138,000 |
| Interest expense | 223,000 | 442,000 | 654,000 | 857,000 |
| Net interest income | 1,068,000 | 2,126,000 | 3,201,000 | 4,281,000 |
| Noninterest income | 64,000 | 110,000 | 167,000 | 203,000 |
| Noninterest expense | 933,000 | 1,772,000 | 2,596,000 | 3,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 464,000 | 772,000 | 1,076,000 |
| Income tax | 26,000 | 5,000 | 59,000 | 85,000 |
| Net income | 173,000 | 459,000 | 713,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,985,000 | 24,271,000 | 24,525,000 | 24,791,000 |
| Total capital | 24,142,000 | 24,416,000 | 24,682,000 | 24,936,000 |
| Risk-weighted assets | 55,164,000 | 54,213,000 | 54,438,000 | 54,409,000 |