Call reports 2012
PEOPLES SAVINGS AND LOAN COMPANY, THE — 2012
What PEOPLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 142,681,000 | 140,845,000 | 142,002,000 | 142,907,000 |
| Total loans | 68,308,000 | 67,409,000 | 66,428,000 | 65,152,000 |
| Allowance for loan losses | 203,000 | 203,000 | 203,000 | 157,000 |
| Securities available for sale | 16,000 | 13,000 | 13,000 | 13,000 |
| Securities held to maturity | 35,420,000 | 36,439,000 | 36,786,000 | 37,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,254,000 | 117,317,000 | 118,317,000 | 119,027,000 |
| Interest-bearing deposits | 115,637,000 | 114,538,000 | 114,800,000 | 114,873,000 |
| Noninterest-bearing deposits | 3,617,000 | 2,779,000 | 3,517,000 | 4,154,000 |
| Equity capital | 23,284,000 | 23,460,000 | 23,560,000 | 23,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,823,000 | 4,186,000 | 5,532,000 |
| Interest expense | 309,000 | 594,000 | 860,000 | 1,103,000 |
| Net interest income | 1,135,000 | 2,229,000 | 3,326,000 | 4,429,000 |
| Noninterest income | -33,000 | 7,000 | 34,000 | 60,000 |
| Noninterest expense | 869,000 | 1,786,000 | 2,770,000 | 3,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 450,000 | 590,000 | 742,000 |
| Income tax | 49,000 | 88,000 | 127,000 | 64,000 |
| Net income | 184,000 | 362,000 | 463,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,319,000 | 23,497,000 | 23,596,000 | 23,812,000 |
| Total capital | 23,522,000 | 23,700,000 | 23,799,000 | 23,969,000 |
| Risk-weighted assets | 56,706,000 | 56,398,000 | 56,066,000 | 55,706,000 |