Call report 2023Q4
M1 BANK — 2023Q4
The 22 measures M1 BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 963,804,000 | USD | evidence → |
| Total loans | 822,542,000 | USD | evidence → |
| Allowance for loan losses | 6,580,000 | USD | evidence → |
| Securities available for sale | 35,477,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 861,257,000 | USD | evidence → |
| Interest-bearing deposits | 815,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,479,000 | USD | evidence → |
| Equity capital | 91,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 70,647,000 | USD | evidence → |
| Interest expense | 30,699,000 | USD | evidence → |
| Net interest income | 39,948,000 | USD | evidence → |
| Noninterest income | 122,000 | USD | evidence → |
| Noninterest expense | 12,375,000 | USD | evidence → |
| Provision for loan losses | 1,333,000 | USD | evidence → |
| Pretax income | 25,281,000 | USD | evidence → |
| Income tax | 5,612,000 | USD | evidence → |
| Net income | 19,669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,487,000 | USD | evidence → |