Call report 2022Q4
M1 BANK — 2022Q4
The 22 measures M1 BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 828,250,000 | USD | evidence → |
| Total loans | 658,934,000 | USD | evidence → |
| Allowance for loan losses | 5,214,000 | USD | evidence → |
| Securities available for sale | 28,734,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 753,794,000 | USD | evidence → |
| Interest-bearing deposits | 702,392,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,402,000 | USD | evidence → |
| Equity capital | 70,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,057,000 | USD | evidence → |
| Interest expense | 8,970,000 | USD | evidence → |
| Net interest income | 28,087,000 | USD | evidence → |
| Noninterest income | 240,000 | USD | evidence → |
| Noninterest expense | 6,995,000 | USD | evidence → |
| Provision for loan losses | 1,805,000 | USD | evidence → |
| Pretax income | 19,527,000 | USD | evidence → |
| Income tax | 4,238,000 | USD | evidence → |
| Net income | 15,289,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,567,000 | USD | evidence → |