Call report 2019Q4
M1 BANK — 2019Q4
The 22 measures M1 BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 298,107,000 | USD | evidence → |
| Total loans | 221,310,000 | USD | evidence → |
| Allowance for loan losses | 2,213,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,428,000 | USD | evidence → |
| Interest-bearing deposits | 232,543,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,885,000 | USD | evidence → |
| Equity capital | 30,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,165,000 | USD | evidence → |
| Interest expense | 4,557,000 | USD | evidence → |
| Net interest income | 8,608,000 | USD | evidence → |
| Noninterest income | 82,000 | USD | evidence → |
| Noninterest expense | 4,372,000 | USD | evidence → |
| Provision for loan losses | 1,494,000 | USD | evidence → |
| Pretax income | 2,920,000 | USD | evidence → |
| Income tax | 782,000 | USD | evidence → |
| Net income | 2,138,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,115,000 | USD | evidence → |
| Total capital | 32,328,000 | USD | evidence → |
| Risk-weighted assets | 283,029,000 | USD | evidence → |