Call reports 2007
M1 BANK — 2007
What M1 BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,608,000 | 32,258,000 | 31,952,000 | 32,320,000 |
| Total loans | 25,667,000 | 24,813,000 | 24,390,000 | 22,762,000 |
| Allowance for loan losses | 291,000 | 311,000 | 745,000 | 759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,370,000 | 2,581,000 | 2,583,000 | 3,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,693,000 | 29,349,000 | 29,147,000 | 29,184,000 |
| Interest-bearing deposits | 24,588,000 | 25,092,000 | 25,281,000 | 25,280,000 |
| Noninterest-bearing deposits | 4,105,000 | 4,256,000 | 3,866,000 | 3,904,000 |
| Equity capital | 2,736,000 | 2,710,000 | 2,595,000 | 2,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,257,000 | 1,778,000 | 2,445,000 |
| Interest expense | 253,000 | 519,000 | 797,000 | 1,079,000 |
| Net interest income | 376,000 | 738,000 | 981,000 | 1,366,000 |
| Noninterest income | 34,000 | 65,000 | 94,000 | 121,000 |
| Noninterest expense | 302,000 | 645,000 | 910,000 | 1,241,000 |
| Provision for loan losses | 50,000 | 141,000 | 1,115,000 | 1,225,000 |
| Pretax income | 58,000 | 17,000 | -950,000 | -979,000 |
| Income tax | 18,000 | 3,000 | 0 | -368,000 |
| Net income | 40,000 | 14,000 | -950,000 | -611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,710,000 | 2,595,000 | 2,934,000 |
| Total capital | 3,027,000 | 3,012,000 | 2,885,000 | 3,213,000 |
| Risk-weighted assets | 24,354,000 | 24,138,000 | 22,710,000 | 21,817,000 |
Machine access — free, no API key
Every figure shown here about M1 BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.