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Call reports 2006

M1 BANK — 2006

What M1 BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/17bf8c7a-5bbe-4f32-9aa8-0c99ed19e8b3/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets27,642,00028,904,00030,766,00031,117,000
Total loans23,426,00024,232,00024,154,00025,481,000
Allowance for loan losses256,000230,000240,000262,000
Securities available for sale0000
Securities held to maturity2,226,0002,021,0002,467,0001,975,000
Trading assets0000
Total deposits25,356,00026,689,00027,974,00028,259,000
Interest-bearing deposits21,731,00022,453,00023,463,00024,005,000
Noninterest-bearing deposits3,625,0004,236,0004,511,0004,254,000
Equity capital2,112,0002,064,0002,621,0002,698,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income513,0001,055,0001,632,0002,253,000
Interest expense163,000350,000568,000806,000
Net interest income350,000705,0001,064,0001,447,000
Noninterest income33,00075,000130,000176,000
Noninterest expense238,000510,000750,0001,009,000
Provision for loan losses25,00045,000132,000187,000
Pretax income120,000225,000312,000427,000
Income tax43,00081,000111,000149,000
Net income77,000144,000201,000278,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital2,112,0002,064,0002,621,0002,698,000
Total capital2,368,0002,294,0002,861,0002,960,000
Risk-weighted assets22,507,00023,158,00023,392,00024,241,000

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