Call reports 2005
M1 BANK — 2005
What M1 BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,492,000 | 26,184,000 | 26,908,000 | 28,618,000 |
| Total loans | 21,057,000 | 21,271,000 | 22,310,000 | 23,132,000 |
| Allowance for loan losses | 228,000 | 218,000 | 242,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 50,000 |
| Securities held to maturity | 2,043,000 | 2,240,000 | 2,238,000 | 2,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,448,000 | 24,188,000 | 24,812,000 | 26,420,000 |
| Interest-bearing deposits | 20,194,000 | 20,862,000 | 20,929,000 | 21,984,000 |
| Noninterest-bearing deposits | 3,254,000 | 3,326,000 | 3,883,000 | 4,436,000 |
| Equity capital | 1,903,000 | 1,871,000 | 1,947,000 | 2,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 890,000 | 1,351,000 | 1,857,000 |
| Interest expense | 105,000 | 224,000 | 358,000 | 508,000 |
| Net interest income | 329,000 | 666,000 | 993,000 | 1,349,000 |
| Noninterest income | 40,000 | 65,000 | 109,000 | 164,000 |
| Noninterest expense | 230,000 | 455,000 | 674,000 | 915,000 |
| Provision for loan losses | 25,000 | 40,000 | 70,000 | 106,000 |
| Pretax income | 114,000 | 236,000 | 358,000 | 492,000 |
| Income tax | 41,000 | 85,000 | 130,000 | 175,000 |
| Net income | 73,000 | 151,000 | 228,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,903,000 | 1,871,000 | 1,947,000 | 2,036,000 |
| Total capital | 2,131,000 | 2,089,000 | 2,189,000 | 2,262,000 |
| Risk-weighted assets | 19,085,000 | 19,681,000 | 20,709,000 | 21,703,000 |
Machine access — free, no API key
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