Call reports 2004
M1 BANK — 2004
What M1 BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,206,000 | 22,050,000 | 24,286,000 | 24,854,000 |
| Total loans | 16,452,000 | 17,041,000 | 19,623,000 | 20,694,000 |
| Allowance for loan losses | 140,000 | 142,000 | 163,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,173,000 | 2,173,000 | 2,172,000 | 1,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,362,000 | 20,285,000 | 22,421,000 | 22,897,000 |
| Interest-bearing deposits | 16,339,000 | 17,355,000 | 18,923,000 | 19,386,000 |
| Noninterest-bearing deposits | 3,023,000 | 2,930,000 | 3,498,000 | 3,511,000 |
| Equity capital | 1,732,000 | 1,677,000 | 1,753,000 | 1,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 693,000 | 1,079,000 | 1,502,000 |
| Interest expense | 63,000 | 131,000 | 214,000 | 309,000 |
| Net interest income | 273,000 | 562,000 | 865,000 | 1,193,000 |
| Noninterest income | 25,000 | 43,000 | 70,000 | 137,000 |
| Noninterest expense | 190,000 | 397,000 | 580,000 | 798,000 |
| Provision for loan losses | 12,000 | 37,000 | 65,000 | 122,000 |
| Pretax income | 96,000 | 171,000 | 290,000 | 410,000 |
| Income tax | 37,000 | 62,000 | 105,000 | 148,000 |
| Net income | 59,000 | 109,000 | 185,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,732,000 | 1,677,000 | 1,753,000 | 1,830,000 |
| Total capital | 1,872,000 | 1,819,000 | 1,916,000 | 2,028,000 |
| Risk-weighted assets | 15,145,000 | 15,622,000 | 17,726,000 | 18,414,000 |
Machine access — free, no API key
Every figure shown here about M1 BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.