Call reports 2023
FOUNDERS BANK — 2023
What FOUNDERS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 244,382,000 | 255,730,000 | 281,439,000 | 285,861,000 |
| Total loans | 188,048,000 | 199,434,000 | 220,180,000 | 228,619,000 |
| Allowance for loan losses | 2,134,000 | 2,215,000 | 2,375,000 | 2,424,000 |
| Securities available for sale | 14,332,000 | 13,721,000 | 13,104,000 | 13,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,325,000 | 189,465,000 | 214,954,000 | 219,741,000 |
| Interest-bearing deposits | 114,592,000 | 131,895,000 | 148,982,000 | 155,492,000 |
| Noninterest-bearing deposits | 55,733,000 | 57,571,000 | 65,972,000 | 64,249,000 |
| Equity capital | 45,560,000 | 45,580,000 | 45,646,000 | 46,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,009,000 | 6,291,000 | 9,967,000 | 13,948,000 |
| Interest expense | 916,000 | 1,984,000 | 3,268,000 | 4,769,000 |
| Net interest income | 2,093,000 | 4,307,000 | 6,699,000 | 9,179,000 |
| Noninterest income | 12,000 | 26,000 | 40,000 | 55,000 |
| Noninterest expense | 1,724,000 | 3,555,000 | 5,487,000 | 7,250,000 |
| Provision for loan losses | 94,000 | 175,000 | 338,000 | 387,000 |
| Pretax income | 250,000 | 496,000 | 787,000 | 1,457,000 |
| Income tax | 18,000 | 46,000 | 82,000 | 126,000 |
| Net income | 232,000 | 450,000 | 705,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,891,000 | 48,197,000 | 48,545,000 | 49,265,000 |
Machine access — free, no API key
Every figure shown here about FOUNDERS BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.