Call reports 2016
PEOPLES STATE BANK & TRUST — 2016
What PEOPLES STATE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 82,361,000 | 85,510,000 |
| Total loans | 47,306,000 | 52,418,000 |
| Allowance for loan losses | 853,000 | 828,000 |
| Securities available for sale | 5,597,000 | 5,581,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 72,428,000 | 75,123,000 |
| Interest-bearing deposits | 54,152,000 | 54,016,000 |
| Noninterest-bearing deposits | 18,276,000 | 21,107,000 |
| Equity capital | 9,639,000 | 9,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 911,000 | 1,775,000 |
| Interest expense | 50,000 | 101,000 |
| Net interest income | 861,000 | 1,674,000 |
| Noninterest income | 232,000 | 714,000 |
| Noninterest expense | 771,000 | 1,618,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 322,000 | 770,000 |
| Income tax | 119,000 | 285,000 |
| Net income | 203,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 9,619,000 | 9,901,000 |
| Total capital | 10,328,000 | 10,675,000 |
| Risk-weighted assets | 56,616,000 | 61,868,000 |