Call reports 2008
PEOPLES STATE BANK & TRUST — 2008
What PEOPLES STATE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,072,000 | 73,326,000 | 73,974,000 | 70,804,000 |
| Total loans | 54,683,000 | 59,750,000 | 58,459,000 | 51,098,000 |
| Allowance for loan losses | 982,000 | 980,000 | 980,000 | 960,000 |
| Securities available for sale | 5,604,000 | 5,454,000 | 5,734,000 | 6,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,554,000 | 57,675,000 | 59,810,000 | 61,198,000 |
| Interest-bearing deposits | 42,346,000 | 43,437,000 | 46,383,000 | 47,593,000 |
| Noninterest-bearing deposits | 14,208,000 | 14,238,000 | 13,427,000 | 13,605,000 |
| Equity capital | 9,796,000 | 10,085,000 | 9,611,000 | 9,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,561,000 | 3,759,000 | 4,823,000 |
| Interest expense | 356,000 | 677,000 | 986,000 | 1,295,000 |
| Net interest income | 951,000 | 1,884,000 | 2,773,000 | 3,528,000 |
| Noninterest income | 229,000 | 494,000 | 769,000 | 882,000 |
| Noninterest expense | 660,000 | 1,264,000 | 1,953,000 | 2,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 536,000 | 1,130,000 | 1,605,000 | 1,685,000 |
| Income tax | 199,000 | 419,000 | 595,000 | 603,000 |
| Net income | 337,000 | 711,000 | 1,010,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,686,000 | 10,060,000 | 9,559,000 | 8,930,000 |
| Total capital | 10,406,000 | 10,837,000 | 10,328,000 | 9,644,000 |
| Risk-weighted assets | 57,301,000 | 61,972,000 | 61,304,000 | 56,862,000 |
Machine access — free, no API key
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