Call reports 2007
PEOPLES STATE BANK & TRUST — 2007
What PEOPLES STATE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 65,662,000 | 66,067,000 | 66,508,000 | 67,357,000 |
| Total loans | 51,510,000 | 50,080,000 | 53,417,000 | 53,996,000 |
| Allowance for loan losses | 991,000 | 993,000 | 982,000 | 982,000 |
| Securities available for sale | 5,217,000 | 6,123,000 | 5,449,000 | 5,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,661,000 | 55,911,000 | 55,892,000 | 55,399,000 |
| Interest-bearing deposits | 41,189,000 | 41,174,000 | 42,176,000 | 41,634,000 |
| Noninterest-bearing deposits | 14,472,000 | 14,737,000 | 13,716,000 | 13,765,000 |
| Equity capital | 9,250,000 | 9,613,000 | 10,042,000 | 9,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,873,000 | 4,316,000 | 5,746,000 |
| Interest expense | 376,000 | 754,000 | 1,132,000 | 1,526,000 |
| Net interest income | 1,078,000 | 2,119,000 | 3,184,000 | 4,220,000 |
| Noninterest income | 235,000 | 435,000 | 657,000 | 888,000 |
| Noninterest expense | 616,000 | 1,213,000 | 1,912,000 | 2,748,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 698,000 | 1,343,000 | 1,931,000 | 2,362,000 |
| Income tax | 258,000 | 497,000 | 715,000 | 860,000 |
| Net income | 440,000 | 846,000 | 1,216,000 | 1,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,243,000 | 9,649,000 | 10,019,000 | 9,349,000 |
| Total capital | 9,933,000 | 10,309,000 | 10,713,000 | 10,060,000 |
| Risk-weighted assets | 54,938,000 | 52,478,000 | 55,261,000 | 56,640,000 |
Machine access — free, no API key
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