Call reports 2006
PEOPLES STATE BANK & TRUST — 2006
What PEOPLES STATE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,990,000 | 65,227,000 | 67,097,000 | 66,556,000 |
| Total loans | 51,793,000 | 52,707,000 | 53,905,000 | 53,083,000 |
| Allowance for loan losses | 889,000 | 910,000 | 942,000 | 991,000 |
| Securities available for sale | 4,948,000 | 5,336,000 | 5,360,000 | 6,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,972,000 | 53,967,000 | 55,322,000 | 55,288,000 |
| Interest-bearing deposits | 39,902,000 | 39,603,000 | 40,452,000 | 40,772,000 |
| Noninterest-bearing deposits | 16,070,000 | 14,364,000 | 14,870,000 | 14,516,000 |
| Equity capital | 8,419,000 | 8,830,000 | 9,241,000 | 8,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,668,000 | 4,080,000 | 5,509,000 |
| Interest expense | 283,000 | 595,000 | 937,000 | 1,301,000 |
| Net interest income | 1,029,000 | 2,073,000 | 3,143,000 | 4,208,000 |
| Noninterest income | 235,000 | 435,000 | 634,000 | 825,000 |
| Noninterest expense | 582,000 | 1,145,000 | 1,776,000 | 2,720,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 115,000 |
| Pretax income | 667,000 | 1,328,000 | 1,936,000 | 2,198,000 |
| Income tax | 243,000 | 487,000 | 712,000 | 795,000 |
| Net income | 424,000 | 841,000 | 1,224,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,461,000 | 8,878,000 | 9,261,000 | 8,803,000 |
| Total capital | 9,155,000 | 9,578,000 | 9,974,000 | 9,525,000 |
| Risk-weighted assets | 55,302,000 | 55,789,000 | 56,824,000 | 57,516,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK & TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.