Call reports 2005
PEOPLES STATE BANK & TRUST — 2005
What PEOPLES STATE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,099,000 | 61,231,000 | 62,218,000 | 62,376,000 |
| Total loans | 49,850,000 | 50,109,000 | 51,126,000 | 47,594,000 |
| Allowance for loan losses | 805,000 | 811,000 | 826,000 | 873,000 |
| Securities available for sale | 3,794,000 | 4,076,000 | 4,033,000 | 3,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,014,000 | 52,911,000 | 53,465,000 | 54,074,000 |
| Interest-bearing deposits | 40,540,000 | 40,165,000 | 39,141,000 | 39,186,000 |
| Noninterest-bearing deposits | 13,474,000 | 12,746,000 | 14,324,000 | 14,888,000 |
| Equity capital | 7,690,000 | 8,040,000 | 8,439,000 | 7,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,161,000 | 3,343,000 | 4,501,000 |
| Interest expense | 197,000 | 410,000 | 651,000 | 902,000 |
| Net interest income | 847,000 | 1,751,000 | 2,692,000 | 3,599,000 |
| Noninterest income | 180,000 | 345,000 | 522,000 | 696,000 |
| Noninterest expense | 566,000 | 1,084,000 | 1,663,000 | 2,401,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 95,000 |
| Pretax income | 446,000 | 982,000 | 1,506,000 | 1,799,000 |
| Income tax | 162,000 | 358,000 | 477,000 | 642,000 |
| Net income | 284,000 | 624,000 | 1,029,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,722,000 | 8,062,000 | 8,467,000 | 8,038,000 |
| Total capital | 8,376,000 | 8,711,000 | 9,134,000 | 8,680,000 |
| Risk-weighted assets | 52,152,000 | 51,725,000 | 53,184,000 | 51,130,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.