Call reports 2015
RUSHVILLE STATE BANK — 2015
What RUSHVILLE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,392,000 | 96,421,000 | 97,861,000 | 96,767,000 |
| Total loans | 37,023,000 | 37,506,000 | 42,133,000 | 41,568,000 |
| Allowance for loan losses | 464,000 | 464,000 | 464,000 | 465,000 |
| Securities available for sale | 50,802,000 | 49,425,000 | 45,155,000 | 46,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,194,000 | 80,377,000 | 81,844,000 | 80,466,000 |
| Interest-bearing deposits | 68,850,000 | 66,708,000 | 67,659,000 | 64,943,000 |
| Noninterest-bearing deposits | 14,345,000 | 13,669,000 | 14,185,000 | 15,523,000 |
| Equity capital | 14,661,000 | 14,326,000 | 14,433,000 | 14,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,457,000 | 2,172,000 | 2,912,000 |
| Interest expense | 67,000 | 133,000 | 199,000 | 263,000 |
| Net interest income | 672,000 | 1,324,000 | 1,973,000 | 2,649,000 |
| Noninterest income | 100,000 | 214,000 | 317,000 | 513,000 |
| Noninterest expense | 472,000 | 945,000 | 1,441,000 | 1,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 593,000 | 866,000 | 1,201,000 |
| Income tax | 1,000 | 5,000 | 10,000 | 15,000 |
| Net income | 299,000 | 588,000 | 856,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,820,000 | 13,834,000 | 14,028,000 | 13,807,000 |
| Total capital | 14,284,000 | 14,298,000 | 14,492,000 | 14,272,000 |
| Risk-weighted assets | 51,143,000 | 50,492,000 | 54,835,000 | 53,610,000 |