Call reports 2013
RUSHVILLE STATE BANK — 2013
What RUSHVILLE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 97,985,000 | 96,309,000 | 96,881,000 | 97,794,000 |
| Total loans | 29,321,000 | 32,285,000 | 33,202,000 | 34,749,000 |
| Allowance for loan losses | 634,000 | 651,000 | 651,000 | 647,000 |
| Securities available for sale | 58,154,000 | 55,317,000 | 53,465,000 | 52,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,424,000 | 81,797,000 | 82,707,000 | 83,443,000 |
| Interest-bearing deposits | 68,198,000 | 69,178,000 | 69,473,000 | 67,805,000 |
| Noninterest-bearing deposits | 14,226,000 | 12,619,000 | 13,234,000 | 15,638,000 |
| Equity capital | 14,121,000 | 12,931,000 | 12,734,000 | 12,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,405,000 | 2,119,000 | 2,878,000 |
| Interest expense | 91,000 | 176,000 | 258,000 | 338,000 |
| Net interest income | 608,000 | 1,229,000 | 1,861,000 | 2,540,000 |
| Noninterest income | 120,000 | 230,000 | 324,000 | 430,000 |
| Noninterest expense | 421,000 | 854,000 | 1,286,000 | 1,730,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 295,000 | 605,000 | 899,000 | 1,247,000 |
| Income tax | 6,000 | 11,000 | 15,000 | 22,000 |
| Net income | 289,000 | 594,000 | 884,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,834,000 | 12,827,000 | 13,006,000 | 13,096,000 |
| Total capital | 13,348,000 | 13,379,000 | 13,569,000 | 13,682,000 |
| Risk-weighted assets | 40,965,000 | 44,072,000 | 44,972,000 | 46,789,000 |