Call reports 2016
BAYLAKE BANK — 2016
What BAYLAKE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 1,061,527,000 |
| Total loans | 742,951,000 |
| Allowance for loan losses | 5,885,000 |
| Securities available for sale | 164,998,000 |
| Securities held to maturity | 25,456,000 |
| Trading assets | 0 |
| Total deposits | 833,439,000 |
| Interest-bearing deposits | 660,922,000 |
| Noninterest-bearing deposits | 172,517,000 |
| Equity capital | 132,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 9,333,000 |
| Interest expense | 586,000 |
| Net interest income | 8,747,000 |
| Noninterest income | 1,996,000 |
| Noninterest expense | 6,714,000 |
| Provision for loan losses | 0 |
| Pretax income | 4,096,000 |
| Income tax | 1,373,000 |
| Net income | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 118,952,000 |
| Total capital | 124,837,000 |
| Risk-weighted assets | 813,491,000 |