Call reports 2014
BAYLAKE BANK — 2014
What BAYLAKE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 976,339,000 | 1,005,226,000 | 982,288,000 | 1,021,427,000 |
| Total loans | 633,177,000 | 630,547,000 | 632,007,000 | 680,647,000 |
| Allowance for loan losses | 7,453,000 | 7,443,000 | 7,058,000 | 7,051,000 |
| Securities available for sale | 210,157,000 | 204,380,000 | 196,831,000 | 181,007,000 |
| Securities held to maturity | 20,718,000 | 20,678,000 | 25,643,000 | 25,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,246,000 | 737,949,000 | 754,928,000 | 767,606,000 |
| Interest-bearing deposits | 599,392,000 | 598,330,000 | 601,309,000 | 613,753,000 |
| Noninterest-bearing deposits | 123,854,000 | 139,619,000 | 153,619,000 | 153,853,000 |
| Equity capital | 117,800,000 | 119,662,000 | 120,349,000 | 121,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,583,000 | 17,426,000 | 26,019,000 | 34,968,000 |
| Interest expense | 621,000 | 1,291,000 | 1,891,000 | 2,444,000 |
| Net interest income | 7,962,000 | 16,135,000 | 24,128,000 | 32,524,000 |
| Noninterest income | 1,889,000 | 3,918,000 | 6,135,000 | 8,353,000 |
| Noninterest expense | 6,622,000 | 13,381,000 | 19,716,000 | 27,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,298,000 | 6,833,000 | 10,779,000 | 13,804,000 |
| Income tax | 1,015,000 | 2,111,000 | 3,377,000 | 3,986,000 |
| Net income | 2,283,000 | 4,722,000 | 7,402,000 | 9,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,755,000 | 107,821,000 | 109,210,000 | 109,885,000 |
| Total capital | 114,208,000 | 115,264,000 | 116,268,000 | 116,936,000 |
| Risk-weighted assets | 716,289,000 | 712,150,000 | 711,699,000 | 734,409,000 |
Machine access — free, no API key
Every figure shown here about BAYLAKE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.