Call reports 2013
BAYLAKE BANK — 2013
What BAYLAKE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 955,749,000 | 944,796,000 | 982,800,000 | 996,595,000 |
| Total loans | 595,817,000 | 599,519,000 | 612,703,000 | 619,320,000 |
| Allowance for loan losses | 8,313,000 | 8,823,000 | 7,895,000 | 7,658,000 |
| Securities available for sale | 244,168,000 | 233,085,000 | 225,860,000 | 218,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 10,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,880,000 | 760,892,000 | 765,060,000 | 747,566,000 |
| Interest-bearing deposits | 644,286,000 | 636,097,000 | 622,346,000 | 619,397,000 |
| Noninterest-bearing deposits | 116,594,000 | 124,795,000 | 142,714,000 | 128,169,000 |
| Equity capital | 117,774,000 | 114,557,000 | 114,594,000 | 115,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,709,000 | 17,321,000 | 25,984,000 | 34,948,000 |
| Interest expense | 983,000 | 1,891,000 | 2,659,000 | 3,305,000 |
| Net interest income | 7,726,000 | 15,430,000 | 23,325,000 | 31,643,000 |
| Noninterest income | 2,595,000 | 4,709,000 | 7,169,000 | 9,471,000 |
| Noninterest expense | 6,838,000 | 13,388,000 | 19,923,000 | 27,143,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,400,000 | 1,400,000 |
| Pretax income | 2,871,000 | 5,760,000 | 9,380,000 | 13,145,000 |
| Income tax | 861,000 | 1,737,000 | 2,891,000 | 4,086,000 |
| Net income | 2,010,000 | 4,023,000 | 6,489,000 | 9,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,134,000 | 101,314,000 | 103,760,000 | 105,596,000 |
| Total capital | 110,447,000 | 109,755,000 | 111,655,000 | 113,254,000 |
| Risk-weighted assets | 681,874,000 | 674,951,000 | 690,292,000 | 694,641,000 |