Call reports 2012
BAYLAKE BANK — 2012
What BAYLAKE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,068,656,000 | 1,039,805,000 | 984,900,000 | 1,023,808,000 |
| Total loans | 638,783,000 | 635,339,000 | 603,510,000 | 596,427,000 |
| Allowance for loan losses | 11,250,000 | 12,733,000 | 10,658,000 | 9,165,000 |
| Securities available for sale | 277,420,000 | 253,858,000 | 245,544,000 | 240,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 861,008,000 | 847,732,000 | 800,332,000 | 807,209,000 |
| Interest-bearing deposits | 823,134,000 | 807,812,000 | 674,460,000 | 674,118,000 |
| Noninterest-bearing deposits | 37,874,000 | 39,920,000 | 125,872,000 | 133,091,000 |
| Equity capital | 110,363,000 | 112,485,000 | 115,542,000 | 116,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,397,000 | 20,438,000 | 30,227,000 | 39,439,000 |
| Interest expense | 1,676,000 | 3,142,000 | 4,415,000 | 5,482,000 |
| Net interest income | 8,721,000 | 17,296,000 | 25,812,000 | 33,957,000 |
| Noninterest income | 2,353,000 | 5,853,000 | 9,226,000 | 11,867,000 |
| Noninterest expense | 7,830,000 | 16,706,000 | 24,062,000 | 31,808,000 |
| Provision for loan losses | 1,750,000 | 4,025,000 | 5,125,000 | 5,425,000 |
| Pretax income | 2,172,000 | 4,003,000 | 7,436,000 | 10,779,000 |
| Income tax | 603,000 | 871,000 | 1,971,000 | 2,788,000 |
| Net income | 1,569,000 | 3,132,000 | 5,465,000 | 7,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,653,000 | 94,390,000 | 96,477,000 | 100,750,000 |
| Total capital | 102,031,000 | 103,588,000 | 105,139,000 | 109,366,000 |
| Risk-weighted assets | 748,354,000 | 732,319,000 | 690,828,000 | 688,727,000 |