Call reports 2010
BAYLAKE BANK — 2010
What BAYLAKE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,022,094,000 | 1,042,139,000 | 1,052,547,000 | 1,053,842,000 |
| Total loans | 643,738,000 | 641,145,000 | 637,728,000 | 636,291,000 |
| Allowance for loan losses | 10,135,000 | 11,455,000 | 13,226,000 | 11,502,000 |
| Securities available for sale | 230,025,000 | 224,836,000 | 253,247,000 | 265,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 817,154,000 | 826,650,000 | 848,900,000 | 855,919,000 |
| Interest-bearing deposits | 787,331,000 | 796,239,000 | 817,002,000 | 830,387,000 |
| Noninterest-bearing deposits | 29,823,000 | 30,411,000 | 31,898,000 | 25,532,000 |
| Equity capital | 96,838,000 | 100,670,000 | 102,484,000 | 99,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,408,000 | 22,937,000 | 34,239,000 | 45,276,000 |
| Interest expense | 3,420,000 | 6,452,000 | 9,208,000 | 11,720,000 |
| Net interest income | 7,988,000 | 16,485,000 | 25,031,000 | 33,556,000 |
| Noninterest income | 1,980,000 | 4,032,000 | 6,412,000 | 7,614,000 |
| Noninterest expense | 7,733,000 | 15,201,000 | 23,540,000 | 33,760,000 |
| Provision for loan losses | 1,050,000 | 2,300,000 | 6,850,000 | 7,350,000 |
| Pretax income | 1,185,000 | 3,450,000 | 2,459,000 | 1,458,000 |
| Income tax | 233,000 | 937,000 | 254,000 | -431,000 |
| Net income | 952,000 | 2,513,000 | 2,205,000 | 1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,954,000 | 87,096,000 | 85,023,000 | 84,732,000 |
| Total capital | 92,404,000 | 96,485,000 | 94,497,000 | 94,194,000 |
| Risk-weighted assets | 755,312,000 | 749,022,000 | 754,144,000 | 754,928,000 |
Machine access — free, no API key
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