Call reports 2009
BAYLAKE BANK — 2009
What BAYLAKE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,049,819,000 | 1,042,905,000 | 1,046,305,000 | 1,045,228,000 |
| Total loans | 723,333,000 | 709,820,000 | 675,634,000 | 654,461,000 |
| Allowance for loan losses | 14,680,000 | 13,021,000 | 13,972,000 | 9,600,000 |
| Securities available for sale | 181,164,000 | 185,179,000 | 208,165,000 | 203,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 846,830,000 | 836,800,000 | 835,368,000 | 834,750,000 |
| Interest-bearing deposits | 823,230,000 | 811,160,000 | 806,667,000 | 805,773,000 |
| Noninterest-bearing deposits | 23,600,000 | 25,640,000 | 28,701,000 | 28,977,000 |
| Equity capital | 83,383,000 | 85,448,000 | 92,738,000 | 93,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,587,000 | 24,230,000 | 36,112,000 | 47,724,000 |
| Interest expense | 4,967,000 | 9,679,000 | 13,974,000 | 17,755,000 |
| Net interest income | 7,620,000 | 14,551,000 | 22,138,000 | 29,969,000 |
| Noninterest income | 1,802,000 | 4,260,000 | 6,276,000 | 8,125,000 |
| Noninterest expense | 7,517,000 | 15,373,000 | 22,768,000 | 29,924,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 6,500,000 |
| Pretax income | 3,467,000 | 3,981,000 | 4,989,000 | 5,833,000 |
| Income tax | 1,106,000 | 974,000 | 1,084,000 | 1,129,000 |
| Net income | 2,361,000 | 3,007,000 | 3,905,000 | 4,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,628,000 | 72,245,000 | 75,887,000 | 80,876,000 |
| Total capital | 81,751,000 | 82,336,000 | 85,657,000 | 90,394,000 |
| Risk-weighted assets | 805,302,000 | 804,373,000 | 777,411,000 | 761,390,000 |
Machine access — free, no API key
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