Call reports 2008
BAYLAKE BANK — 2008
What BAYLAKE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,078,889,000 | 1,078,546,000 | 1,075,538,000 | 1,063,871,000 |
| Total loans | 744,932,000 | 741,402,000 | 746,595,000 | 729,090,000 |
| Allowance for loan losses | 12,014,000 | 12,327,000 | 12,604,000 | 13,561,000 |
| Securities available for sale | 224,649,000 | 218,666,000 | 222,499,000 | 223,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,666,000 | 861,639,000 | 844,764,000 | 851,950,000 |
| Interest-bearing deposits | 794,179,000 | 782,576,000 | 823,889,000 | 824,202,000 |
| Noninterest-bearing deposits | 71,487,000 | 79,063,000 | 20,875,000 | 27,748,000 |
| Equity capital | 97,532,000 | 93,345,000 | 90,173,000 | 83,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 15,709,000 | 30,074,000 | 44,076,000 | 57,548,000 |
| Interest expense | 8,173,000 | 15,136,000 | 21,601,000 | 27,484,000 |
| Net interest income | 7,536,000 | 14,938,000 | 22,475,000 | 30,064,000 |
| Noninterest income | 1,878,000 | 3,977,000 | 6,001,000 | 8,140,000 |
| Noninterest expense | 7,797,000 | 16,737,000 | 25,400,000 | 37,813,000 |
| Provision for loan losses | 300,000 | 1,161,000 | 4,361,000 | 17,961,000 |
| Pretax income | 1,625,000 | 1,344,000 | -958,000 | -16,805,000 |
| Income tax | 295,000 | -218,000 | -1,470,000 | -7,564,000 |
| Net income | 1,330,000 | 1,562,000 | 512,000 | -9,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,659,000 | 89,914,000 | 88,873,000 | 69,133,000 |
| Total capital | 100,410,000 | 100,605,000 | 99,685,000 | 79,566,000 |
| Risk-weighted assets | 858,831,000 | 853,685,000 | 863,137,000 | 831,548,000 |
Machine access — free, no API key
Every figure shown here about BAYLAKE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.