Call reports 2006
BAYLAKE BANK — 2006
What BAYLAKE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,101,808,000 | 1,104,431,000 | 1,093,475,000 | 1,111,408,000 |
| Total loans | 832,487,000 | 821,977,000 | 806,820,000 | 820,457,000 |
| Allowance for loan losses | 9,738,000 | 9,425,000 | 8,220,000 | 8,058,000 |
| Securities available for sale | 170,909,000 | 181,493,000 | 185,635,000 | 185,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,158,000 | 872,917,000 | 869,622,000 | 882,146,000 |
| Interest-bearing deposits | 759,083,000 | 770,216,000 | 767,673,000 | 784,900,000 |
| Noninterest-bearing deposits | 94,075,000 | 102,701,000 | 101,949,000 | 97,246,000 |
| Equity capital | 92,107,000 | 92,410,000 | 94,619,000 | 96,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,723,000 | 34,332,000 | 52,541,000 | 70,331,000 |
| Interest expense | 7,900,000 | 16,498,000 | 25,538,000 | 34,754,000 |
| Net interest income | 8,823,000 | 17,834,000 | 27,003,000 | 35,577,000 |
| Noninterest income | 2,223,000 | 4,549,000 | 6,904,000 | 9,267,000 |
| Noninterest expense | 8,173,000 | 15,744,000 | 24,020,000 | 32,071,000 |
| Provision for loan losses | 200,000 | 261,000 | 632,000 | 903,000 |
| Pretax income | 2,673,000 | 6,378,000 | 9,255,000 | 11,870,000 |
| Income tax | 768,000 | 1,912,000 | 2,714,000 | 3,353,000 |
| Net income | 1,905,000 | 4,466,000 | 6,541,000 | 8,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,193,000 | 89,766,000 | 90,158,000 | 91,191,000 |
| Total capital | 97,931,000 | 99,191,000 | 98,378,000 | 99,249,000 |
| Risk-weighted assets | 946,965,000 | 935,446,000 | 924,050,000 | 933,559,000 |
Machine access — free, no API key
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