Call reports 2005
BAYLAKE BANK — 2005
What BAYLAKE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,069,534,000 | 1,103,842,000 | 1,098,464,000 | 1,088,561,000 |
| Total loans | 784,691,000 | 797,582,000 | 790,292,000 | 812,670,000 |
| Allowance for loan losses | 10,279,000 | 9,564,000 | 10,492,000 | 9,942,000 |
| Securities available for sale | 199,216,000 | 207,348,000 | 208,751,000 | 169,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,291,000 | 847,361,000 | 869,385,000 | 859,923,000 |
| Interest-bearing deposits | 728,803,000 | 736,117,000 | 749,437,000 | 748,556,000 |
| Noninterest-bearing deposits | 103,488,000 | 111,244,000 | 119,948,000 | 111,367,000 |
| Equity capital | 88,051,000 | 90,819,000 | 90,125,000 | 92,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,910,000 | 29,159,000 | 45,136,000 | 61,865,000 |
| Interest expense | 4,750,000 | 10,592,000 | 17,243,000 | 24,693,000 |
| Net interest income | 9,160,000 | 18,567,000 | 27,893,000 | 37,172,000 |
| Noninterest income | 2,208,000 | 4,340,000 | 6,648,000 | 11,550,000 |
| Noninterest expense | 7,057,000 | 14,263,000 | 23,272,000 | 30,429,000 |
| Provision for loan losses | 30,000 | 121,000 | 1,668,000 | 3,562,000 |
| Pretax income | 4,281,000 | 8,523,000 | 9,601,000 | 14,783,000 |
| Income tax | 1,381,000 | 2,727,000 | 2,813,000 | 4,531,000 |
| Net income | 2,900,000 | 5,796,000 | 6,788,000 | 10,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,792,000 | 84,502,000 | 84,302,000 | 87,778,000 |
| Total capital | 93,071,000 | 94,066,000 | 94,794,000 | 97,720,000 |
| Risk-weighted assets | 901,886,000 | 921,793,000 | 923,214,000 | 930,054,000 |
Machine access — free, no API key
Every figure shown here about BAYLAKE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.