Call reports 2024
FALL RIVER FIVE CENTS SAVINGS BANK — 2024
What FALL RIVER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,830,368,000 | 1,859,941,000 | 1,867,006,000 | 1,874,686,000 |
| Total loans | 1,436,126,000 | 1,452,810,000 | 1,449,572,000 | 1,450,136,000 |
| Allowance for loan losses | 8,548,000 | 8,605,000 | 9,082,000 | 9,079,000 |
| Securities available for sale | 233,058,000 | 237,983,000 | 241,715,000 | 231,297,000 |
| Securities held to maturity | 17,120,000 | 17,994,000 | 17,907,000 | 17,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,327,464,000 | 1,314,838,000 | 1,328,759,000 | 1,349,079,000 |
| Interest-bearing deposits | 1,086,379,000 | 1,077,026,000 | 1,086,948,000 | 1,112,356,000 |
| Noninterest-bearing deposits | 241,085,000 | 237,812,000 | 241,811,000 | 236,723,000 |
| Equity capital | 120,771,000 | 123,513,000 | 128,837,000 | 122,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,728,000 | 39,985,000 | 61,013,000 | 81,927,000 |
| Interest expense | 10,852,000 | 21,982,000 | 33,441,000 | 44,970,000 |
| Net interest income | 8,876,000 | 18,003,000 | 27,572,000 | 36,957,000 |
| Noninterest income | 2,252,000 | 6,846,000 | 9,693,000 | 11,323,000 |
| Noninterest expense | 10,353,000 | 20,300,000 | 31,010,000 | 42,223,000 |
| Provision for loan losses | -82,000 | 40,000 | 535,000 | 1,158,000 |
| Pretax income | 857,000 | 4,509,000 | 5,720,000 | 4,924,000 |
| Income tax | 215,000 | 961,000 | 1,177,000 | 1,054,000 |
| Net income | 642,000 | 3,548,000 | 4,543,000 | 3,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,184,000 | 157,091,000 | 158,087,000 | 155,410,000 |
| Total capital | 162,732,000 | 165,696,000 | 167,169,000 | 165,143,000 |
| Risk-weighted assets | 1,355,595,000 | 1,371,243,000 | 1,374,843,000 | 1,368,710,000 |