Call reports 2019
FALL RIVER FIVE CENTS SAVINGS BANK — 2019
What FALL RIVER FIVE CENTS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,014,188,000 | 1,053,605,000 | 1,065,470,000 | 1,070,912,000 |
| Total loans | 796,832,000 | 843,762,000 | 809,115,000 | 843,993,000 |
| Allowance for loan losses | 6,320,000 | 6,413,000 | 6,099,000 | 6,007,000 |
| Securities available for sale | 131,688,000 | 119,673,000 | 128,787,000 | 130,584,000 |
| Securities held to maturity | 9,077,000 | 8,863,000 | 8,717,000 | 8,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,007,000 | 883,810,000 | 919,228,000 | 918,253,000 |
| Interest-bearing deposits | 702,202,000 | 730,737,000 | 749,075,000 | 753,208,000 |
| Noninterest-bearing deposits | 152,805,000 | 153,073,000 | 170,152,000 | 165,045,000 |
| Equity capital | 86,858,000 | 89,710,000 | 91,253,000 | 91,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,294,000 | 19,079,000 | 28,672,000 | 38,663,000 |
| Interest expense | 2,118,000 | 4,656,000 | 7,406,000 | 10,144,000 |
| Net interest income | 7,176,000 | 14,423,000 | 21,266,000 | 28,519,000 |
| Noninterest income | 1,324,000 | 2,866,000 | 5,067,000 | 7,718,000 |
| Noninterest expense | 7,225,000 | 14,053,000 | 21,451,000 | 30,036,000 |
| Provision for loan losses | 22,000 | 119,000 | -181,000 | -281,000 |
| Pretax income | 1,253,000 | 3,182,000 | 5,182,000 | 6,880,000 |
| Income tax | 248,000 | 682,000 | 1,174,000 | 1,500,000 |
| Net income | 1,005,000 | 2,500,000 | 4,008,000 | 5,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,445,000 | 88,941,000 | 90,448,000 | 91,819,000 |
| Total capital | 93,765,000 | 95,352,000 | 96,547,000 | 97,826,000 |
| Risk-weighted assets | 743,181,000 | 764,344,000 | 747,893,000 | 762,784,000 |