Call reports 2025
PRINCIPAL BANK — 2025
What PRINCIPAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,687,582,000 | 8,964,155,000 | 9,009,668,000 | 9,333,205,000 |
| Total loans | 2,596,852,000 | 2,636,558,000 | 2,632,804,000 | 2,855,990,000 |
| Allowance for loan losses | 7,231,000 | 9,117,000 | 10,262,000 | 8,369,000 |
| Securities available for sale | 5,529,406,000 | 5,710,666,000 | 5,852,316,000 | 5,932,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,212,813,000 | 8,379,268,000 | 8,467,580,000 | 8,790,488,000 |
| Interest-bearing deposits | 8,202,930,000 | 8,370,733,000 | 8,458,857,000 | 8,781,873,000 |
| Noninterest-bearing deposits | 9,883,000 | 8,535,000 | 8,723,000 | 8,615,000 |
| Equity capital | 417,150,000 | 435,366,000 | 460,405,000 | 491,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 95,073,000 | 189,400,000 | 283,337,000 | 379,311,000 |
| Interest expense | 40,830,000 | 82,737,000 | 125,512,000 | 165,253,000 |
| Net interest income | 54,243,000 | 106,663,000 | 157,825,000 | 214,058,000 |
| Noninterest income | 10,987,000 | 25,624,000 | 46,749,000 | 72,102,000 |
| Noninterest expense | 34,599,000 | 68,988,000 | 103,159,000 | 136,935,000 |
| Provision for loan losses | -1,743,000 | -776,000 | 593,000 | -1,419,000 |
| Pretax income | 31,809,000 | 63,314,000 | 99,660,000 | 150,464,000 |
| Income tax | 8,164,000 | 16,639,000 | 25,873,000 | 39,086,000 |
| Net income | 23,645,000 | 46,675,000 | 73,787,000 | 111,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 692,285,000 | 685,512,000 | 682,825,000 | 695,608,000 |
| Total capital | 699,516,000 | 694,629,000 | 693,087,000 | 703,977,000 |
| Risk-weighted assets | 4,286,244,000 | 4,260,101,000 | 4,333,691,000 | 4,498,873,000 |