Call reports 2015
PRINCIPAL BANK — 2015
What PRINCIPAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,157,804,000 | 2,182,479,000 | 2,206,409,000 | 2,245,730,000 |
| Total loans | 578,279,000 | 591,039,000 | 608,972,000 | 635,227,000 |
| Allowance for loan losses | 29,515,000 | 27,717,000 | 26,431,000 | 24,545,000 |
| Securities available for sale | 1,534,172,000 | 1,555,529,000 | 1,552,811,000 | 1,569,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,966,694,000 | 1,988,410,000 | 2,005,130,000 | 2,071,315,000 |
| Interest-bearing deposits | 1,966,694,000 | 1,988,410,000 | 2,005,130,000 | 2,071,315,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 180,710,000 | 181,881,000 | 189,712,000 | 161,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,338,000 | 28,835,000 | 43,408,000 | 58,543,000 |
| Interest expense | 2,102,000 | 4,054,000 | 6,011,000 | 7,983,000 |
| Net interest income | 12,236,000 | 24,781,000 | 37,397,000 | 50,560,000 |
| Noninterest income | 1,747,000 | 7,119,000 | 8,442,000 | 10,592,000 |
| Noninterest expense | 4,383,000 | 8,488,000 | 12,589,000 | 16,576,000 |
| Provision for loan losses | 1,839,000 | 2,390,000 | 1,172,000 | -336,000 |
| Pretax income | 7,635,000 | 20,932,000 | 31,835,000 | 44,429,000 |
| Income tax | 2,887,000 | 7,948,000 | 11,957,000 | 17,101,000 |
| Net income | 4,748,000 | 12,984,000 | 19,878,000 | 27,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,434,000 | 178,699,000 | 185,625,000 | 166,107,000 |
| Total capital | 189,536,000 | 198,342,000 | 205,182,000 | 184,803,000 |
| Risk-weighted assets | 1,517,763,000 | 1,563,334,000 | 1,557,698,000 | 1,489,851,000 |